Essential tools to track savings, monitor positions, and explore investing.
Full analytical toolkit for serious retail investors. Valuation, hedging, and strategy simulation.
Full analytical toolkit for serious retail investors. Valuation, hedging, and strategy simulation.
Your subscription automatically renews at the end of each billing period. You can cancel at any time before your next billing date to stop future charges. Cancelled subscriptions remain active until the end of the current billing period. No refunds for partial periods.
| Free | Pro | |
|---|---|---|
| Core Tools | ||
| Savings Calculator | ||
| Cost Averaging Tracker | 3 positions | Unlimited |
| Mortgage Amortization | Basic only | All advanced tools |
| Strategy Library | Browse + 1 simulator | All simulators |
| Valuation Frameworks | DCF only | All frameworks |
| Hedging Strategies | 1 teaser | All strategies |
| Analytics & Simulation | ||
| Sensitivity Analysis & Heatmaps | 2 scenarios | Unlimited |
| Greeks & P/L Curves | ||
| Value at Risk (VaR) Analytics | ||
The free plan includes our Savings Calculator with compound growth projections, Cost Averaging Tracker, basic Mortgage Amortization Calculator, DCF Valuation, Strategy Library (browse all strategies with full Managed Futures simulator access). It's designed to give you real value from day one.
Yes, you can cancel anytime from your billing dashboard. Your access continues until the end of your current billing period. No cancellation fees, no questions asked.
Cogent.Cash goes far beyond basic calculators. Our Pro plan gives you institutional-grade tools: 10 professional valuation frameworks (DCF, DDM, LBO, Comps, etc.), 7 options hedging strategies with Greeks, and 18 hedge fund strategy simulators with Monte Carlo projections (Managed Futures free, 17 Pro). These are tools that typically cost thousands in institutional software.
All your data stays safe and accessible. If you downgrade from Pro to Free, your savings projections, tracked positions (up to 3), valuation analyses, and strategy simulations remain fully viewable. You can still use the Managed Futures simulator on the free plan. Upgrade anytime to unlock the full toolkit again.
The free plan gives you generous access to core tools and limited valuations so you can experience the quality before upgrading. When you're ready for the full toolkit, you can upgrade anytime with no commitment.