<rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom"> 
  <channel>
    <title>Cogent Cash Blog</title>
    <link>https://cogent-cash.pages.dev/blog</link>
    <description>Professional finance education: valuation methods, hedging strategies, portfolio analysis, and investment tools for retail investors.</description>
    <atom:link href="https://cogent-cash.pages.dev/blog/rss.xml" rel="self" type="application/rss+xml" />
    <item>
      <title>Rent vs Buy: The Real Math Behind Your Biggest Financial Decision</title>
      <description>Stop guessing whether to rent or buy. Use the price-to-rent ratio, the 5% rule, and our interactive calculator to make the decision based on math, not emotion.</description>
      <link>https://cogent-cash.pages.dev/blog/rent-vs-buy/</link>
      <pubDate>Mon, 25 May 2026 00:00:00 GMT</pubDate>
    </item>

    <item>
      <title>Mortgage Amortization: How Extra Payments Save You Years</title>
      <description>Your first mortgage payment is mostly interest. Learn how amortization works, why extra payments save thousands, and calculate exactly how much time and money you can save.</description>
      <link>https://cogent-cash.pages.dev/blog/mortgage-amortization-extra-payments/</link>
      <pubDate>Mon, 25 May 2026 00:00:00 GMT</pubDate>
    </item>

    <item>
      <title>Comparable Company Analysis: How Wall Street Prices Stocks</title>
      <description>Learn how investment bankers and fund managers value companies using comparable company analysis. Master EV/Revenue, EV/EBITDA, and P/E multiples with our interactive calculator.</description>
      <link>https://cogent-cash.pages.dev/blog/comparable-company-analysis/</link>
      <pubDate>Mon, 25 May 2026 00:00:00 GMT</pubDate>
    </item>

    <item>
      <title>Dollar-Cost Averaging: The Data-Backed Guide (With Calculator)</title>
      <description>Learn how dollar-cost averaging works, see historical DCA vs lump sum comparisons, and calculate your break-even price with our interactive tool.</description>
      <link>https://cogent-cash.pages.dev/blog/dollar-cost-averaging/</link>
      <pubDate>Wed, 13 May 2026 00:00:00 GMT</pubDate>
    </item>

    <item>
      <title>How Much Do I Need to Save to Retire Early? (FIRE Calculator)</title>
      <description>Master the math behind FIRE. Calculate your savings goal, model compound interest scenarios, and test withdrawal strategies with our interactive simulator.</description>
      <link>https://cogent-cash.pages.dev/blog/retire-early-savings/</link>
      <pubDate>Wed, 13 May 2026 00:00:00 GMT</pubDate>
    </item>

    <item>
      <title>Hedge Fund Strategies for Retail Investors: Complete Guide</title>
      <description>Explore 18 institutional strategies adapted for retail: long/short equity, risk parity, statistical arbitrage, volatility trading, and more.</description>
      <link>https://cogent-cash.pages.dev/blog/hedge-fund-strategies-retail/</link>
      <pubDate>Wed, 13 May 2026 00:00:00 GMT</pubDate>
    </item>

    <item>
      <title>LBO Analysis Explained: How Private Equity Prices Deals</title>
      <description>Understand leveraged buyout mechanics: debt paydown, IRR targets, exit multiples, and how PE firms determine maximum purchase prices.</description>
      <link>https://cogent-cash.pages.dev/blog/lbo-analysis/</link>
      <pubDate>Wed, 13 May 2026 00:00:00 GMT</pubDate>
    </item>

    <item>
      <title>Risk Parity vs 60/40: Which Strategy Wins Long-Term?</title>
      <description>Compare risk parity and traditional 60/40 portfolios. See how equalizing risk across asset classes changes returns, drawdowns, and crisis performance.</description>
      <link>https://cogent-cash.pages.dev/blog/risk-parity-vs-60-40/</link>
      <pubDate>Wed, 13 May 2026 00:00:00 GMT</pubDate>
    </item>

    <item>
      <title>Statistical Arbitrage for Retail Investors: Pairs Trading Guide</title>
      <description>Learn how statistical arbitrage and pairs trading work, including z-score calculations, entry/exit thresholds, and real examples with KO/PEP. Build market-neutral strategies with our simulator.</description>
      <link>https://cogent-cash.pages.dev/blog/statistical-arbitrage-pairs-trading/</link>
      <pubDate>Wed, 13 May 2026 00:00:00 GMT</pubDate>
    </item>

    <item>
      <title>Options Hedging Strategies: Protect Your Portfolio</title>
      <description>Master options hedging strategies: Protective Puts, Covered Calls, Collars, and Long Straddles. Visualize risk/reward with interactive Black-Scholes analysis.</description>
      <link>https://cogent-cash.pages.dev/blog/hedging/</link>
      <pubDate>Fri, 06 Mar 2026 00:00:00 GMT</pubDate>
    </item>

    <item>
      <title>Understanding DCF Valuation: A Visual Guide to NPV and IRR</title>
      <description>Learn how Discounted Cash Flow analysis works. Visualize Net Present Value (NPV) and Internal Rate of Return (IRR) with interactive charts to make better investment decisions.</description>
      <link>https://cogent-cash.pages.dev/blog/valuation/</link>
      <pubDate>Fri, 06 Mar 2026 00:00:00 GMT</pubDate>
    </item>
  </channel>
</rss>
